← Spliddy
A Splitwise alternative for iPhone & iPad
If you're looking for a simpler way to split group bills — without making everyone sign up — Spliddy is built around three ideas: no account, no limits, and everything's free.
Why people switch to Spliddy
- No account for anyone in the group. You create a trip and share an 8-character code; friends join from their own iPhone — no email, no password, no sign-up. Many bill-splitters require every person to create an account first; Spliddy doesn't.
- No daily limit on expenses. Log as many expenses as you like — rent, dinners, a whole trip — with no cap on the free version.
- Every split feature is free. Equal, exact, percentage and shares splits, split-by-item, multi-currency, recurring bills, receipt photos and insights are all free for everyone. Spliddy Premium ($11.99/year) only removes ads and adds CSV export — it never gates a split feature.
- Settle up in the fewest payments. Spliddy works out the simplest set of transfers to clear every debt, and can open Venmo, PayPal or Cash App pre-filled so you pay your friend directly.
- Your data stays in your iCloud. There's no Spliddy account because there's no Spliddy server holding your trips — a group syncs through Apple's iCloud, keyed by the invite code.
At a glance
| | Spliddy |
|---|
| Account / sign-up | None — just share a code |
| Expenses on the free tier | Unlimited |
| Split features (equal/exact/%/shares/itemized) | All free |
| Multi-currency, recurring, receipts, insights | Free |
| Pay a friend back | One-tap Venmo / PayPal / Cash App hand-off |
| What Premium adds ($11.99/yr) | Removes ads · CSV export |
| Sync | Apple iCloud (no third-party server) |
| Platform | iPhone & iPad |
Spliddy is iPhone & iPad only. Other apps' features and pricing change over time — check their App Store listing for the latest before comparing.
How it works in 30 seconds
- Create a trip and give it a name and currency.
- Share the 8-character code — friends join from their own phone in seconds.
- Everyone adds what they paid; pick how to split each expense.
- Open Balances to see who owes who and the fewest payments to settle up.
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